PRIVACY POLICY

MMJP GROUP LLC (“MMJP GROUP,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide when visiting our website, submitting a form, requesting information, communicating with us, or using our services.

This Privacy Policy explains what information we collect, how we use it, when it may be shared, and the choices available to you.

1. Information We Collect

We may collect information that you voluntarily provide to us, including:

First and last name

Email address

Phone number

Mailing address

Business or organization name

Organization type

Partnership interests

Partnership goals

Information submitted through consultation, partnership, intake, or contact forms

Information you provide during communications with MMJP GROUP

We may also automatically collect limited technical information when you visit our website, such as your browser type, device information, referring page, pages visited, and general website activity.

2. How We Use Your Information

MMJP GROUP may use information collected to:

Respond to inquiries and requests

Review community partnership inquiries

Communicate regarding consultations, services, scheduling, referrals, or partnerships

Provide credit-readiness education, coaching, consulting, and related support

Maintain client and partner records

Improve our website, forms, services, and customer experience

Send administrative or service-related communications

Send marketing communications when permitted by law and when appropriate consent has been provided

Comply with applicable legal, regulatory, or contractual obligations

3. Email and Text Message Communications

If you provide your email address or phone number, MMJP GROUP may contact you regarding your inquiry, appointment, services, partnership request, or other communications you requested.

If you consent to receive text messages, message frequency may vary. Message and data rates may apply.

You may reply STOP to opt out of text messages or HELP for assistance.

Consent to receive text messages is not a condition of purchasing services.

Mobile information will not be sold or shared with third parties or affiliates for their marketing or promotional purposes.

Information may be shared with service providers when necessary to support communications or business operations, subject to appropriate confidentiality and data-protection obligations.

4. How We Share Information

MMJP GROUP does not sell your personal information.

We may share information with trusted service providers that assist us with business operations, including:

Customer relationship management systems

Website and form hosting providers

Email and communication platforms

Appointment scheduling systems

Payment processors

Technology and administrative service providers

Professional advisors when reasonably necessary

These providers may access information only as reasonably necessary to perform services on our behalf.

We may also disclose information when required by law, court order, legal process, or when reasonably necessary to protect the rights, safety, property, or security of MMJP GROUP or others.

5. Cookies and Website Technology

Our website and service providers may use cookies, pixels, analytics tools, or similar technologies to understand website activity, improve functionality, measure performance, and enhance the user experience.

You may control certain cookies through your browser settings. Disabling cookies may affect some website features.

6. Data Security

MMJP GROUP uses reasonable administrative, technical, and organizational measures designed to protect personal information.

However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. You should use care when transmitting sensitive information electronically.

7. Data Retention

We may retain personal information for as long as reasonably necessary to:

Respond to inquiries

Maintain business and client records

Provide services

Manage partnerships and referrals

Satisfy legal, accounting, regulatory, or contractual requirements

Resolve disputes and enforce agreements

Information that is no longer reasonably necessary may be deleted or anonymized when appropriate.

8. Your Choices and Privacy Rights

Depending on applicable law, you may request that MMJP GROUP:

Provide information about personal information we maintain about you

Correct inaccurate information

Delete certain personal information

Stop certain communications

Update your communication preferences

We may need to verify your identity before completing certain requests.

You may unsubscribe from marketing emails using the unsubscribe link provided in the message.

You may opt out of text messages at any time by replying STOP.

9. Third-Party Websites and Services

Our website may contain links to third-party websites, platforms, or services.

MMJP GROUP is not responsible for the privacy practices, security, or content of third-party websites. We encourage you to review the privacy policies of any third-party service you use.

10. Children’s Privacy

MMJP GROUP’s website and services are not intended to collect personal information directly from children under 13 through this website.

If we become aware that personal information from a child under 13 was collected through the website without appropriate authorization, we will take reasonable steps to delete it.

11. Credit and Financial Information

Information provided to MMJP GROUP for credit-readiness, consulting, or educational purposes is used to provide requested services and support.

MMJP GROUP does not guarantee credit-score increases, mortgage qualification, loan approval, funding approval, or any particular financial result.

Results vary based on individual circumstances and actions taken by consumers, creditors, lenders, credit reporting agencies, and other third parties.

12. Changes to This Privacy Policy

MMJP GROUP may update this Privacy Policy periodically to reflect changes in our practices, technology, services, or legal requirements.

The revised policy will display an updated “Last Updated” date.

13. Contact Us

If you have questions about this Privacy Policy or would like to make a privacy-related request, contact:

MMJP GROUP LLC

Email: [email protected]
Phone: (725) 800-0059
Mailing Address:
4 South Orange Avenue, Unit #1296
South Orange, NJ 07079

For correspondence and mailed documents only.